About Us
Partners in Student Loan Financing
Providing personalized support and innovative solutions
Southwood Financial is headquartered in Sterling, VA. As a private student loan administrator, we specialize in managing distressed student loan receivables with industry leaders, shepherding borrowers to financial stability. We rely on a compliance-driven financial structure to drive our business forward with compassion and integrity.
We understand that today’s borrowers are often inundated with media about student loan repayment. We assist borrowers by providing clear and accurate information and determining achievable payment plans to help borrowers resolve accounts through a trustworthy, frictionless experience.
Culture of Innovation
We got our start as a pioneer private student loan lender and we are the only company with a national private student loan database.
History of Compliance
We ensure compliance through three pillars: people & training; policies & procedures; technical standards & monitoring. We’re an RMAI CRB.
Dedication to Borrowers
Through a personalized experience delivered with respect and compassion, we help borrowers achieve positive outcomes.
Community Partners
We believe in the power of community and in our responsibility as business leaders to be involved in charitable endeavors.
A People-First Partner
Behind the numbers are stories that matter
We aspire to see people thrive without the burden of default or credit damage, and we do our best to work with borrowers toward successful resolution of their loans. Our mission is to help borrowers achieve account resolution — we want to see the restoration of hopeful ambition via greater financial health.
