Bridging Solutions for Borrowers
Guiding borrowers toward financial resolution of private student loans
Our Partners & Priorities
We partner with private student loan lenders to address defaulted student loans and shepherd borrowers to financial stability. Southwood Financial believes in a gentle approach to account management, recognizing the common thread in all of our borrowers’ stories: a desire to achieve something greater for themselves.
Whatever obstacles you may have encountered along the education or post-education journey that led to default, the original story of each student loan account that we manage is often one of hopeful ambition.
We desire to see people thrive without the burden of default or credit damage, and we do our best to work with borrowers toward the successful resolution of their loans. Helping borrowers achieve account resolution is our responsibility, and observing the restoration of hopeful ambition via greater financial health is our desire. Let’s work together toward success.
History & Guiding Principles
Southwood’s Team has decades of experiences in the private student loan sector dating back to 1992, marked by a series of notable achievements:
At Southwood Financial, our operations are driven by three core principles: innovation, compliance, and a steadfast commitment to resolving each borrower’s needs. Our compliance management system is robust, undergoing regular third-party audits to uphold our certification as a Certified Receivables Business by the Receivables Management Association International, in addition to maintaining our SOC 2 Type 1 data security certification.
Debt Settlement Inquiries
Seeking information about a client’s account? Initiate an inquiry here.